Profit Split Calculator
The split percentage is the headline; the fees are the fine print. This calculator turns both into the numbers that matter: your share of any payout, and the gross profit you must produce before a funded account has paid for itself.
By Joey van Diest, founder and editor Updated
Enter total evaluation fees across all attempts. Firm-agnostic; splits, scaling tiers, refund and payout conditions vary, always verify with your firm.
- Your share
- …
- Firm's share
- …
- Net after fees
- …
- Breakeven gross
- …
The formulas
your share = gross profit × split
net = your share − (evaluation fees + monthly fees × months)
breakeven gross = total fees ÷ split
The breakeven line is the one traders skip. Fees are paid from your pocket at 100 cents on the dollar, but recovered through the split at only your percentage of each dollar earned, so every dollar of fees requires more than a dollar of trading profit to claw back. At an 80% split, $500 of fees needs $625 of gross profit; at 50%, it needs $1,000.
A worked example
A trader passes a $100,000 evaluation on the second attempt at $300 per attempt, $600 total, with a 90% split and no monthly fee. Breakeven gross is 600 ÷ 0.90 ≈ $667, or 0.67% of the account, before the first dollar of real income. Suppose the first payout cycle produces $5,000 of gross profit: the trader's share is $4,500, the firm keeps $500, and net of the $600 in fees the trader banks $3,900, an effective 78% of gross rather than the advertised 90%. The gap between advertised and effective split shrinks as profits grow, which is the honest way to think about fees: a fixed toll that weighs most on small or slow accounts.
Add a recurring charge and the toll compounds. A $100 monthly data charge is added in the same account for six months. This adds $600 in fees (doubles) and pushes effective split on that initial $5,000 down to 66%. Recurring charges take something that would be considered as a one time purchase, converting it into a service that has to be out-traded. Therefore, the "months held" field should contain a realistic number of months the item will likely be held, not optimistic.
80/20, 90/10 and where the split lands
Typically, funded splits will range anywhere from 70/30 for the trader's benefit all the way up to 90/10. Many companies increase the split rate as your account grows, and/or when you hit payout milestone thresholds, therefore it is possible that the split rate for your first funding cycle does not match that of your fifth. Regardless of which tier you are at, place that in the "split" area, along with your actual fees; this allows you to see the net effect of subtracting the cost of getting funded (in terms of dollars) from the headline percentage. It is this figure, NOT the marketed split that you use to compare the different firms. This method works regardless if you get funded by a Forex company or a Futures Company.
The number to combine with your pass odds
This page assumes that you have an existing funded account. You can estimate the number of funded attempts (paid attempts) required for your strategy in order to obtain a realistic pass, by multiplying the estimated attempts indicated on the profit target calculator, by the cost of each attempt, and then input this total amount as the "fees" input below. That final dollar amount is the gross profit break-even point of the entire investment project, and is the only dollar value which can be used to compare one company's offer to another. Once you are funded, the drawdown calculator and consistency rule calculator will help protect against those two types of rules (the two most commonly encountered) that may prevent you from receiving your first payment.
Frequently asked questions
- Is an 80% or 90% split actually good?
- The split percentage is the most advertised and least informative number in the deal. A 90% split behind a hard consistency rule, a payout minimum and a trailing drawdown can pay you less in practice than an 80% split with clean rules. The split only tells you how a payout divides once you have earned one; everything upstream (pass odds, breach rules, payout conditions) decides whether you earn one. Use this page for the division and the other prop tools for the upstream odds.
- Do refundable evaluation fees change the math?
- If your company pays the fee via a refund for the first payout; exclude this amount from the "Total Fees" field after you have determined that you will be able to reach that payout level; or use the calculator for each approach. Most refunds contain conditions (the first payout only, a minimum profit, etc.,) thus a conservative interpretation would treat the fees as sunk costs until they are back in your hands.
- Why show breakeven as a percent of the account?
- Because "make $750" sounds trivial until you see it is 0.75% on a $100,000 account under a 10% max drawdown and a 5% daily limit, i.e. a meaningful fraction of your total risk budget just to reach zero. The percent framing also transfers across account sizes: fees are fixed while accounts scale, which is precisely why larger accounts recover their costs more easily.
- What about taxes?
- Funded-trader payouts are generally self-employment or contractor income, not capital gains, and nothing is withheld for you. The calculator shows an optional take-home line at a tax rate you enter, but tax treatment varies by country and structure; a local tax professional beats any calculator, this one included.
- Is this the transfer-pricing "profit split method"?
- No. The profit split method in that phrase is a transfer-pricing rule, from the OECD guidelines, for allocating profit between related companies in a multinational group; it is a tax and accounting exercise. This tool is unrelated: it splits a funded trader's payout between the trader and a proprietary trading firm. If you are doing transfer pricing, you want tax guidance, not this.
- Is this a profit-sharing (401k) or money-splitting calculator?
- No. It does not model employer profit-sharing retirement plans (solo 401k, S-corp or partnership contributions), and it does not split a bill or a pot of money evenly between people. It works out one thing: a funded trader's share of trading profit under a prop firm's split, net of the fees paid to get funded. For a retirement plan or an even money split, use a dedicated calculator.
Method and limitations
Pure arithmetic on the numbers you enter; nothing is fetched and nothing leaves your browser. The model assumes a flat split on gross profit. Real agreements add payout minimums, scaling tiers, refund conditions and consistency requirements that this page does not model; your agreement is the only authoritative source. The tax line is illustrative, not tax advice. Economicium is not affiliated with any proprietary trading firm.
This tool runs entirely in your browser. Nothing you enter is sent to us or stored.
For general information and education only. This is not financial advice and not a recommendation to buy or sell anything. This tool is provided as is, with no warranty of accuracy: like any software it can contain errors, so always verify figures against your broker or the original source before acting on them. Trading and investing carry risk, including the risk of losing more than your initial outlay.
Spotted an error? Email contact@economicium.com and it will be corrected. Maintained by Joey van Diest.