The best free tools for trading and money, all in one place.
Real-time position-sizing 36 calculators and interactive dashboards for all of your prop firm (and personal) financial needs - everything from the full math behind position sizing to a detailed breakdown of how much money you will have at retirement or how long it will take to pay off your house.
No account required; no software to download; and no emails. Each calculator displays exactly what calculation is being performed by printing that formula with each output, identifies the name of the data point(s) used as input(s), and runs entirely within your web browser - therefore every bit of information you enter never leaves the current webpage.
Where the market sits right now
Cached from official and public sources, refreshed through the day, not streamed tick by tick. For the full picture see today's brief.
Free tools, from trading to everyday money
Each one is free, works on desktop or phone, and needs no login.
Apps
All apps →Enter your own data once, come back and update it. Stored on your device by default; sync is opt-in where a tool offers it.
Net worth tracker
Track every asset and liability, save periodic snapshots and watch a real net worth curve build over time, with a category breakdown. Nothing leaves your browser: no account, no bank link, no upload.
Budget & cash flow tracker
Track recurring income and bills, see your real monthly cash flow and savings rate, and get a heads-up on what is due next. Built-in freelance mode for estimated-tax set-asides.
Personal finance app
Net worth, cash flow, debt, investments, property, goals and retirement, linked in one dashboard instead of eight separate tools. Add an account once and every section sees it. Nothing leaves your browser: no bank link, no account, no upload.
Mortgage payoff calculator
See what an extra payment really saves you, in interest and in years, across every mortgage and rental property loan you own. Tracks real payoff progress too. Nothing leaves your browser.
529 calculator
Track progress toward a college savings goal across as many kids as you have, and see exactly what monthly contribution closes the gap. Not tied to any state's 529 plan.
Rental property tracker
Track cash flow, cap rate and cash-on-cash return across every rental property you own, no bank linking, no account. See real cash flow trend over time.
+1 more See all apps →Calculators
All calculators →Put numbers in, get an answer out. Nothing saved between visits.
Position size calculator
Risk-based lot sizing across forex, metals, oil, indices and crypto, with account-currency conversion, broker contract conventions and shareable calculation links.
Real wage calculator
Did your raise beat inflation? Compare any two salaries against official BLS consumer price data and see whether you gained purchasing power or quietly lost it.
Coast FIRE calculator
Find your Coast FIRE number, the amount invested today that needs no further contributions to reach a full retirement. Unlike most Coast FIRE calculators, this one subtracts an expected Social Security benefit or pension first.
Personal inflation tracker
The official CPI is a national average. Enter your own monthly spending by category and get your actual personal inflation rate, weighted from official BLS category data.
Amortization calculator
The full payment-by-payment schedule for any loan repaid in instalments: mortgage, car, student or personal. Every payment split into principal and interest, with extra payments and a printable table.
Mortgage calculator
Monthly payment, full amortization schedule and where every dollar goes, starting from this week's real Freddie Mac average rate instead of a number you have to guess at.
+10 more See all calculators →Live Data
All live data →Public market and economic data, refreshed on a schedule. No input required.
Today in markets (daily brief)
The trading day on one page: releases due in the next 48 hours, the yield curve, crypto sentiment, perp funding extremes and the macro backdrop, assembled from our cached public data.
Economic calendar
Every market-moving release, with the expected direction, a countdown and reminders you can export to your own calendar.
Market hours & session clock
Is the market open right now? Live status and countdowns for NYSE, Nasdaq, London, Tokyo and Hong Kong, the 2026 US holiday calendar and forex session overlaps.
US national debt clock
A live estimate of the US national debt with debt-to-GDP, debt per person, the annual interest bill, the public vs intragovernmental split and 20 years of history, from official Treasury data.
US recession indicators
A scoreboard of five well-known recession signals, the Sahm Rule, yield-curve inversion, recession probability, Chicago Fed activity index and jobless claims, each against its recognised threshold.
US inflation by category
Headline CPI is one number covering nine expenditure groups that rarely agree. See which are above the headline, which are accelerating, and where each sits against its own record since 1990.
+7 more See all live data →How these tools are built
I use this product for trading. I have found that most calculators provide a result without showing you the math behind that result. Each one of these tools will print the equation it uses and work an actual example in addition to providing the results. For instance, risking 1 percent of a $5,000 account is $50; position size calculator shows you precisely how it determined your lot size from that $50.
If there was one place where we use data to make a tool, that means all the data we use in making that tool must be open (public), and we have to name the source of this information. We get inflation and wage-adjusted for inflation data from the U.S. Bureau of Labor Statistics. Yield curves and recession indicators are both from the same government agency but in two different ways: the Federal Reserve's own series through FRED; currency exchange rates from the ECB's reference rate on a given day; central bank interest rates from each respective central bank. Futures positioning is based on the CFTC's weekly Commitment of Traders Report.
Market dashboard information comes from a database that we periodically update to keep the data current. In order to provide speed of access to our users and in compliance with the terms of service provided by our exchanges, we do not allow users direct access to exchanges. As such, the funding rate or sentiment score displayed are "snapshots" of data as opposed to "ticks." Each page displays the date and time at which the information being viewed was most recently updated. This ensures that users have some knowledge regarding the age of the information they view.
The calculators work a little differently again because they run directly from your web browser. None of this information is sent to us (or stored) including your account equity, your risk level, your current positions, etc. The calculator does all its processing with your broker file (the parser runs on your machine), then deletes everything when you close your browser tab. The trading journal operates in the same way until you decide to allow Google to sync it across your other devices. There isn't anything else on the site asking you to create an account.
Free trading and money tools, common questions
- What kind of tools are these, and which do I actually need?
- Each one gives you a dollar amount or visual representation of a decision that you will be making (e.g., how many lots to trade; how much cash you have at risk; how much you can save with each additional mortgage payment; whether your net worth is on track for your age). Three or four numbers, however, are sufficient for most traders. A position size calculator, which provides some trading decisions; a pip value or profit calculator, which assists with trading decisions; a trading journal to evaluate previous trades; and a economic calendar, to see if new information, such as an upcoming FOMC meeting, might interfere with current trading. Bookmarking typically occurs to the Net Worth Tracker and Mortgage Payoff Tracker when they come online. All other trackers are used on a "when I have a particular question" basis.
- Are these really free, with no signup?
- Yes. No need to sign up for anything. No emails to submit. No software to download. Each calculator works directly from your web browser. The market dashboard reads a cached version of public information. Public data means low operating expenses. This also means there's no premium "paid" plan. And there's no signal service on the other side of a sales funnel.
- Are these AI tools?
- I have to say "No", and that's by design. I'm providing clear tools for use as a transparent calculator and dashboard. Not a black-box guesser where the tool guesses what will be the next price. Each tool displays the formula it has used, along with the name of the data source from which it was pulled; so you can see for yourself how they did their math. And, if you're expecting a free artificial intelligence (AI) to trade and/or make investment decisions on your behalf, I'm afraid that there isn't one. Instead, I am giving you the ability to eliminate manual math. As such, the number(s) upon which you base your decisions will appear in front of you within seconds.
- Which tools do forex, crypto, options and day traders use most?
- Forex traders will go after the position-size calculator, the pip-value calculator and the profit-calculator. Crypto-traders will use the liquidation-price and the Funding Tools as well as the fear and greed index. Options traders will use the options profit calculator. Prop-firm and day traders will use the Draw-Down Calculator (draw-down is how far the price goes down on a losing streak), Profit Target Calculator (how much you want to make per trade) and Consistency Calculators (how many trades are profitable, loss-loss ratio etc.) in combination with the free trading journal. All these users have access to the same currency-handling logic. So, if you live in London, Lagos or Mumbai, they all give their results in YOUR MONEY. If you are trading so that one day you can retire or pay off a mortgage and buy a house instead of just trading, then the Real Money Data tracking systems (RMD) and Mortgage Payoff Tracking Systems and Net Worth tracking systems will treat them exactly the same way: using real formulas - NO GUESSING.
Learn how the economy works
All explainers →Plain-language explainers for how inflation, the Fed and the markets actually work. No jargon.